The Approaching Tidal Wave

It's happening. Kathleen Casey-Kirschling will sign up for Social Security on Monday.

Why should you care? Because she is the first of 78 million Baby Boomers that will hit the U.S. Social Security system in the coming years.

Ms. Casey-Kirschling was born January 1, 1946, at 12:00 a.m., and is known as the first member of the Baby Boomer generation. Come Monday, she will go from paying into the Social Security system to drawing money out.

Of course, millions of workers will follow her in the coming months and years.